Klarna | Pay your way

FLEXIBLE WAYS TO PAY Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.

SHOP ANYWHERE IN THE KLARNA APP
Access Klarna's flexible payment options anywhere - shop at your favorite stores and split your purchase with the payment plan that suits you.

UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app. Not points, just money that you can put towards your next purchase.

GET THE KLARNA CARD
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.

USE KLARNA WITH GOOGLE PAY
Split the cost with Klarna on Google Pay, available online and in-app.

UNLOCK YOUR KLARNA BALANCE
Add money in the Klarna app and pay flexibly, everywhere. Plus, get instant refunds and receive cashback directly to your balance.

FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.

HASSLE-FREE RETURNS
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos—right in the Klarna app.

24/7 CUSTOMER SERVICE
Use our chat in the Klarna app for 24/7 support.

// CA resident loans made or arranged pursuant to a California Financing Law license. //

Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply.
The Klarna Credit Card is issued by WebBank pursuant to a license from Visa U.S.A. Inc.
Terms and Conditions apply to gift certificates/gift cards like Klarna Balance.

The Klarna Credit Card is issued by WebBank pursuant to a license from Visa U.S.A. Inc.

Terms and Conditions apply to gift certificates/gift cards like Klarna Balance.

Google Pay is a trademark of Google LLC.